Wealth Management

Investment advisory services are provided through Archer Investment Corporation, a registered investment adviser, in a fiduciary capacity: the advice must be placed in your best interest. Advisory fees are asset-based and described in Form ADV Part 2 before any account is opened.

The registered investment adviser through which David provides advisory services. Tax and accounting are engaged through NRACPA LLC; investment advisory is engaged through Archer. One person across the table, two registrations, each disclosed in writing, and you are under no obligation to use both.

As a percentage of assets under management, set out in Archer’s Form ADV Part 2 and in your advisory agreement before any account is opened. Advisory fees are separate from CPA fees for tax and accounting work; you will always know which is which.

In accounts titled in your name at an independent custodian; the firm never takes possession of your assets. Statements come to you from the custodian directly, so the records are never only in one set of hands.

Minimums are described in Archer’s Form ADV. In practice, fit is decided in the first conversation, not by a number; bring the whole picture and the answer is quick.

Financial planning is the map: retirement, education, insurance, the estate. Wealth management is the map plus the driving: the plan and the portfolio managed together over time. Here it also includes the return, which is where most plans quietly leak.

Complexity is the practice: multiple entities, equity compensation, K-1s, rental property, accounts scattered across old employers. The first job is assembling one picture; most clients are surprised how quickly it organizes.

No. The office coordinates with them. Estate documents stay with your attorney and policies with your agent; what changes is that everyone finally works from one set of assumptions.